Credit Repair & Homeownership Solutions for First-Time Buyers in California
Your path to ownership starts here. We help minority first-time homebuyers improve credit, qualify with confidence, and unlock the keys to their dream home.
79%
of all credit reports contain errors
Serving
Southern California
15%
of blacks and hispanics are credit invisible
24/7
Portal Access
Helping California Families Become Approval-Ready
At JDD Financial Consultants, we specialize in helping California’s first-time and minority homebuyers become mortgage-ready. Through tailored credit solutions, financial coaching, and partnerships with new construction home builders, we guide you every step of the way. Whether you’re repairing your credit, saving for a down payment, or preparing to tour your first new home, our proven strategies and expert guidance will put you on the fast track to homeownership.
Credit Readiness & Repair
Through our vetted credit repair partners, we help clients remove inaccuracies, rebuild their credit, and strengthen their financial profiles.
Financial Coaching
From budgeting and debt payoff strategies to down payment savings plans, we offer 1-on-1 and group coaching tailored to first-time buyers.
New Construction Home Guidance
We specialize in connecting clients with California’s top builders, helping them secure incentives, design consultations, and pre-approval support.
About us
Helping Minority First-Time Buyers Become Approval-Ready
At JDD Financial Consultants, we know the path to homeownership can feel overwhelming — especially for first-time buyers and minority families who often face additional barriers to credit and financing.
Founded in California, JDD Financial Consultants was created with one mission: to help everyday families move from renting to owning. As a licensed real estate professional and financial consultant, I’ve seen firsthand how strong credit and clear guidance can unlock doors — not just to homes, but to financial stability and generational wealth.”
Our Mission
To empower first-time homebuyers — especially those with challenged credit — to achieve approval-ready status and confidently purchase their dream home.
We believe that homeownership is more than a dream — it’s a powerful tool for building security, stability, and opportunity. That’s why our services go beyond credit repair. We provide education, coaching, and access to new construction homes, ensuring our clients have a clear, step-by-step path to success.
Top Features
✓ Credit Restoration
✓ Credit Building
✓ Financial Literacy
What We Do
- Credit Readiness & Repair: We help clients remove inaccuracies, rebuild their credit, and strengthen their financial profiles.
- Financial Coaching: From budgeting and debt payoff strategies to down payment savings plans, we offer 1-on-1 and group coaching tailored to first-time buyers.
- Homebuyer Guidance: We specialize in connecting clients with California’s top builders, helping them secure incentives, design consultations, and pre-approval support. If you are looking for a resale home we can also assist with finding your dream home, if new construction is not for you. For clients out of our service area we refer you over to our trusted real estate and mortgage partners to help you meet your individual goals.
Top Features
✓ Credit Repair
✓ Credit Building
✓ Financial Literacy
Start Your Approval Journey Today
Your path to ownership starts here. Whether you’re just beginning to repair your credit or ready to tour new construction homes, JDD Financial Consultants will guide you every step of the way.
24/7 Portal Access
Access our dedicated client portal around the clock to stay up to date on your current status.
Credit Repair & Building
We handle the credit repair process. While we work as a team to help you build credit to become approval ready.
Why Choose Us
- ✅ Licensed California Real Estate Agent
- ✅ Focused on minority first-time buyers with challenged credit
- ✅ Compliance-first approach
- ✅ Affordable DIY, group, and VIP coaching options also available
- ✅ Dedicated to helping families build generational wealth
Credit Repair Membership Plans
Starter Plan
Best for clients with light credit challenges.
$397
Flat Fee
- Credit Audit & Consultation (3-bureau review)
- 1 Round of Disputes
- Personalized Credit Action Plan
- DIY Credit Building Guide
💬 Perfect for those who need a quick credit boost or only have a few negative accounts.
Standard Plan
Best for clients needing multiple dispute rounds.
$697
Best Value
- Credit Audit & Consultation
- Up to 3 Rounds of Disputes
- Debt Validation & Collection Escalation Support
- Monthly Progress Updates
- Mortgage-Ready Checklist
💬 Ideal for buyers who need more comprehensive credit repair before mortgage pre-approval.
Premium Legal Plan
Best for clients with complex credit issues or collection violations.
$1197
Unlimited Access
- Credit Audit & Consultation
- Unlimited Dispute Rounds (for 6 months)
- Debt Collector Violation Escalation (via outsourcing partner’s attorney support)
- Assistance with Identity Theft/Errors
- Priority Lender Referral & Approval-Ready Coaching Call
💬 For serious buyers who want full-service credit repair and legal escalation if needed.
All pricing is in USD. You can cancel your account at any time.
Cancellation must be made 7 days before next billing cycle.
Hybrid Monthly Option
- Enrollment Fee : $199 individual/ $300 Couples
- Monthly Service Fee: $99 individual/$149 Couples (covers ongoing disputes + updates)
- Legal Add-On: One-time if lawsuit escalation needed
💬 This works well if you expect longer timelines (4–6 months) or more. It allows for more flexibility.
Customer Testimonials
❞
A must try for all Italian food lovers! The best Italian restaurant I’ve ever been to! Will come again for sure.
Zoe Lawson
CEO, Company
❞
The pasta dishes are cooked to perfection and the sauces are full of flavour. Highly recommend!
Ethan Gallagher
CEO, Company
❞
The crust is thin, the sauce is robust and flavourful and the toppings are incredibly fresh. Recommended!
Judith Carter
CEO, Company
Frequently Asked Questions
How can we bring your vision to life?
Contact our team and share your vision, and let us craft a captivating plan that will transform your dreams into beautiful, unforgettable websites.
Effortless Guest Invite Management
Our WordPress patterns include an effortless “Invites” section within the content editor, allowing you to effortlessly handle guest invites.
Flexibility to Adjust Your Date
Have a scheduling conflict? Get in touch, and we’ll make every effort to accommodate your needs!
Simple and Transparent Billing Process
Secure your appointment by providing a 50% initial payment upfront. Final payment of the remaining 50% is required 24 hours prior to your event.
Request an Invoice for Your Purchase
Absolutely! You have the option to do so within the WordPress blocks, patterns, and content editor. Requires customer support engagement and provision of valid purchase number.
Do you have any lingering inquiries?
Experiencing difficulty locating the desired information? Reach out for a discussion.
